Peace. Love. Real Estate.

A calm voice offering real estate guidance for Mesa and the East Valley
with local insight, practical advice and a little humor along the way.
Let’s have some fun!

Call 480.282.7464

News and Views

Condo Rules are Changing

Buying or Selling a Condo? The HOA Matters More Than You Think

Condo lending rules changed in 2026. Here’s what Phoenix-area buyers and sellers need to know about HOA reserves, warrantable condos, financing, and where the opportunities are.

Appraisal Rules are Changing in November

New Appraisal Rules Are Coming November 2

Big changes are coming to residential appraisals on November 2, 2026. Here’s what homeowners need to know about UAD 3.6, the new appraisal format, and why better records on updates and improvements may matter more than ever.

Protect Against Deed Fraud

Arizona Deed Fraud: Free ERAS Alerts Can Help Protect Your Property

Deed fraud is real—and that “cheesy title lock radio ad” is not the full story. Arizona’s new free ERAS system can alert property owners while a sale is still pending. Here’s how it works, why AI is making real estate scams easier, and three free steps you can take to protect your home, vacant land or rental property.

Read more: Home See all News & Views ->

Whether it’s your first home or your tenth, whether you’re upsizing or downsizing, whether you’re heading across country or across town…we can help!

Got Questions?

We’re happy to help. If you can’t find the info you’re looking for, please don’t hesitate to reach out to us!

Down payments can be as low as 3%. 3.5% is required for FHA. Most conventional loans are looking for 5%. And if you are a veteran, you can buy a home for $0 down!

Yes! There are a variety for down payment assistance programs available that can reduce your downpayment quite a bit.

Closing costs cover things like escrow, title insurance and lender fees and typically add 2-3% to the cost of buying a home. Sometimes we can include a seller concession in the offer that can cover these costs. Sellers can’t contribute to your down payment however.

Once you’re under contract, the typical escrow period lasts about 30 days. During that time you do your inspections, work through the loan process, obtain an appraisal and receive the HOA transfer paperwork. Things can go a lot faster if you pay in cash!

Compensation is negotiated at the beginning of the process. When selling, the fee comes out of the sales proceeds. When buying, the fee is an additional closing cost. We can often ask the Seller to cover the fee at close of escrow as part of the purchase contract.

Ready to Talk About a Game Plan?

You don’t have to be ready to move tomorrow to start figuring things out.

Whether you are thinking about buying, selling, downsizing, upsizing or just curious/panicking(!) about the market, tell me what’s on your mind and we’ll go from there. Happy to help any way I can 🙂

Name